Life Settlement Retirement Plan
Explore a policy sale and an optional annuity as separate retirement-planning decisions.
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Policy-Cash Videos
Before You Lapse, Surrender, or Keep Paying, See What Your Policy May Be Worth
These videos explain why an unwanted or too-expensive life insurance policy deserves a review before a decision is made.
Fixed Indexed Annuities
Explore retirement-income options, joint lifetime income and the contract terms that matter.
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For business owners and partners
Buy-Sell Planning: A Living Buyout
Two business partners discuss how a life settlement might support a living buyout. An educational scenario from Appel Financial, not a guarantee of eligibility or proceeds.
Not every policy qualifies or receives an offer. Review ownership, buy-sell agreements, tax implications, and ongoing insurance needs with qualified advisors before taking action.
Request a Free Policy ReviewStart with a policy review
Before You Cancel or Surrender Your Policy
A 45-second introduction to reviewing an unwanted or unaffordable life insurance policy before cancelling or surrendering it.
Request a Free Policy ReviewThe person behind Appel Financial
Meet Saul Appel: 50 Years of Personal Service
Saul shares his commitment to personal service in this short career retrospective from Appel Financial.
Request a Free Policy ReviewEducational information only. Not every policy qualifies or receives an offer. Eligibility and proceeds depend on the policy, insured's circumstances, and buyer interest. Consider tax implications, benefits eligibility, and alternatives before selling.
For agents, advisors, and brokers
Submit Life Settlement Cases to Appel Financial
An Appel Financial video for professionals with clients who may benefit from a life settlement review before a policy lapses or is surrendered.
Appel Life Settlements
Sell Your Unwanted Life Insurance For Cash
A Saul/Appel Life Settlements video introducing the core idea: a policy you no longer want or can no longer justify may still have value.
Appel Life Settlements
Seniors: See What Your Policy May Be Worth
A professionally produced Appel Life Settlements video for seniors considering whether an unwanted or unaffordable life insurance policy may have cash value.
Educational explainer
3 Top Questions About Life Settlements
A short educational overview of common life settlement questions, followed by a direct path to request a review.
A policy review costs nothing and creates no obligation
Saul L. Appel, CLU, ChFC reviews the basic policy details and explains whether your unwanted or too-expensive life insurance policy may qualify for a potential cash offer or future review.