Boca Raton Life Settlement Broker
Get Cash for a Life Insurance Policy You No Longer Want, Need, or Can Afford
Before you lapse or surrender a policy, Appel Financial Inc. can help you see whether it may be worth cash now or worth tracking for future opportunities. Saul personally supervises the case process from review through buyer submissions and closing.
Get Your Free Estimate
Saul L. Appel
CLU, ChFC
Independent brokerage firm led by Saul
Independent Brokerage
Appel Financial represents the policyowner, not a single buyer. The goal is to understand your options before you make a decision.
Multiple Buyers
If the policy may be worth cash, the firm can coordinate documentation, case packaging, and competitive buyer submissions.
No Obligation
Saul personally guides the process, and you stay in control before deciding whether to move forward.
Firm Process
A professional process without a large-office pretense
Appel Financial is built around Saul's senior-level judgment, independent market access, and a coordinated case process. The firm manages policy review, documentation, medical records, buyer submissions, negotiation, and closing with the goal of securing the highest available offer from multiple institutional buyers.
Who should consider a life settlement?
A life settlement may be worth exploring when a policy is no longer wanted, needed, or affordable. Many policyowners 60 and over may qualify for an offer on policies of $100,000 or more, and younger policyowners may also have options after significant health changes.
- Many policyowners 60 and over may qualify, with younger policyowners sometimes having options after significant health changes
- Policy face value of $100,000 or more
- Universal life, whole life, index universal life, or convertible term
- Policyowners who want clarity before surrendering, lapsing, or continuing expensive premiums
A simple first step
Share the basic policy details. Saul will review whether the policy may be worth cash now or worth tracking for future opportunities, then explain the next step in plain English.
Get Your Free Life Settlement Estimate