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What Is a Life Settlement?
A life settlement is the sale of an existing life insurance policy to a third-party buyer.
Instead of letting the policy lapse or surrendering it back to the insurance company, the policyowner may be able to sell it for cash.
The buyer takes over future premium payments and receives the death benefit later.
This can be useful when a policy is no longer needed, premiums have become too expensive, or the policyowner wants cash now instead of keeping the coverage.
Not every policy qualifies. Age, health, policy type, death benefit, and premiums all matter.
But before you give up a policy, it is worth checking.
Visit Policy-Cash.com for a free policy review.
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Saul L. Appel, CLU®, ChFC® | President, Appel Financial, Inc. | 50+ years experience 617-610-1898 | appelfinancial@gmail.com | www.appellifesettlements.com