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Term Life Insurance May Have Value Before It Expires
Many people think term life insurance has no value unless someone dies during the term.
That is not always true.
Some term policies can be converted to permanent insurance before the conversion deadline. If the insured is older or has health issues, that conversion right may create settlement value.
The policy may not have cash value, but the right to convert it can still matter.
Before a term policy expires, lapses, or reaches the end of its conversion period, it should be reviewed.
Once the conversion deadline passes, the opportunity may be gone.
Visit Policy-Cash.com for a free policy review.
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Saul L. Appel, CLU®, ChFC® | President, Appel Financial, Inc. | 50+ years experience 617-610-1898 | appelfinancial@gmail.com | www.appellifesettlements.com