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If you ask your insurance company about dropping a policy, they may discuss surrender value or how to stop coverage. They may not mention selling the policy.
A life settlement is handled outside the insurance company, through third-party buyers. In some cases, that market may offer more than the surrender value.
Before you lapse or surrender a policy, it is smart to check all options.
Your policy may be more than a bill. It may be an asset.
Policy-Cash.com helps policyowners review their options before making a final decision.
Saul L. Appel, CLU®, ChFC® | President, Appel Financial, Inc. | 50+ years experience